Ride Sharing Accident Attorney in St. Louis, MO.
The explosive growth of Uber, Lyft, and other ride-for-hire services has created new questions about driver screening, insurance coverage, and liability. When a rideshare crash happens, victims need a law firm that understands how these systems actually work—and how to hold every responsible party accountable.
Wolff Trial Lawyers is a St. Louis–based personal injury firm handling complex motor-vehicle claims, including rideshare accidents. With decades of experience and 7,500+ injury matters resolved, we fight for maximum compensation for passengers, rideshare drivers, and third parties. We also assist clients in Steamboat Springs and Northwest Colorado.
Why Wolff Trial Lawyers for Rideshare Accidents
- Deep experience: 46+ years of experience in auto accident law, handling 7500+ personal injury cases.
- Platform fluency: We understand the differences between driver “app off,” “app on,” and “en route” coverage periods.
- Evidence-driven: We secure app data, telematics, dash-cam footage, and witness statements to prove fault.
- Trial reputation: Insurers know we prepare every case for court—not just for a quick settlement.
Establishing Fault in a Rideshare Crash
Rideshare collisions require the same core analysis as other car crashes—who was negligent and how that negligence caused harm—plus a careful review of the driver’s rideshare status and the applicable insurance layers. Injured passengers may have claims against their rideshare driver, another at-fault driver, or both. Third-party drivers may also bring claims against a negligent rideshare driver.
Liability can involve multiple parties: the rideshare driver, another motorist, the rideshare company’s insurer (depending on driver status), a vehicle owner, a maintenance provider, or even a product manufacturer in defect cases.
Common Causes of Rideshare Accidents in St. Louis
- Speeding or driving too fast for conditions
- Failure to yield / unsafe left turns
- Distracted driving (texts, app navigation, passenger interaction)
- Running red lights / stop signs
- Unsafe lane changes and tailgating
- Drowsy or fatigued driving on long shifts
- Impaired driving (alcohol/drugs)
- Failure to follow rules of the road
- Poor vehicle maintenance
- Multi-vehicle chain reactions
How Rideshare Insurance Coverage Typically Works
Rideshare drivers use their own vehicles. When they are not using the app, their personal auto policy applies like any other driver. When they are using the app, the rideshare platform may provide additional liability coverage that can apply in different phases:
- App On, No Passenger Accepted: Contingent liability coverage may apply above the driver’s personal policy if the driver is at fault.
- Ride Accepted / En Route / Passenger in Vehicle: A higher layer of platform-provided coverage may apply, often including liability and, in some situations, underinsured/uninsured motorist benefits.
Policies and limits vary by company and status. We analyze every applicable policy to maximize recovery.
Damages & Compensation
Economic Damages
- Ambulance, ER care, hospitalization, surgery
- Follow-up with physicians and specialists
- Physical, occupational, and cognitive therapies
- In-home care and medical devices
- Lost wages and loss of future earning capacity
- Vehicle and personal property loss
Non-Economic Damages
- Pain and suffering; loss of normal life
- Emotional distress (anxiety, PTSD, depression)
- Disability, disfigurement, and scarring
In standard traffic injury cases, Missouri generally does not cap non-economic damages. (Medical malpractice follows separate, annually adjusted caps.)
How Wolff Trial Lawyers Helps
- Assess your case: determine fault, coverage layers, and the best path to recovery.
- File claims & manage paperwork: we handle all forms, pleadings, and deadlines—explaining each step.
- Investigate: obtain police reports, app status logs, telematics, dash-cam/camera footage, and witness statements.
- Consult experts: crash reconstructionists, medical specialists, and economists to prove liability and damages.
- Communicate for you: we deal with insurers and defense counsel so you don’t jeopardize your claim.
- Negotiate & litigate: press for full value; file suit and try the case when offers are unfair.
What To Do After a Rideshare Accident
- Get medical care immediately—even if symptoms seem minor; some injuries surface later.
- Call police and obtain a report; note driver/app details, plates, and witness information.
- Document the scene: photos of vehicles, roadway, app screens, and visible injuries.
- Avoid recorded statements to insurers before speaking with counsel.
- Contact us early: evidence (video, app data) can disappear; we move fast to preserve it.
Proudly Serving St. Louis & Steamboat Springs
Missouri: St. Louis City; St. Louis County (Clayton, Ladue, Kirkwood, Webster Groves, Brentwood, Ballwin, Chesterfield, Maryland Heights, Florissant, University City); St. Charles County (St. Charles, O’Fallon, St. Peters, Wentzville); Jefferson County (Arnold, Fenton); and surrounding communities.
Colorado: Steamboat Springs and Routt County (Hayden, Oak Creek, Yampa), serving clients across the Yampa Valley and Northwest Colorado.
Rideshare Accident FAQ
Who pays after an Uber or Lyft crash?
Depending on the driver’s app status, coverage may come from the rideshare company’s policy, the driver’s personal policy, another at-fault driver’s policy, or a combination. We analyze all layers to maximize recovery.
I was a passenger—do I still need to prove fault?
Yes. Passengers often have claims against one or more drivers. We gather evidence to show who caused the crash and to trigger the correct insurance coverage.
Should I speak with the rideshare insurer?
Not before getting legal advice. Insurers seek statements that reduce payouts. We handle communications and protect your claim.
Free Consultation
If you were injured in a rideshare crash, contact Wolff Trial Lawyers. We’ll review your case, preserve app and video evidence, and fight for the maximum compensation you deserve.